If online car insurance comparisons are new to you, there’s a good chance you are overwhelmed thanks to the incredible selection of insurance providers that all promise the best rates for Hyundai Accent insurance in Seattle.
Unbelievable but true according to a study the majority of drivers kept buying from the same company for over three years, and roughly 40% of drivers have never taken the time to shop around. The average driver in Seattle can save hundreds of dollars each year by just shopping around, but they don’t invest the time required to find lower-cost rates by getting comparison quotes.
Companies offering cheap Hyundai Accent rate quotes in Seattle, WA
The following companies have been selected to offer quotes in Seattle, WA. If several companies are displayed, we suggest you visit as many as you can to get the best price comparison.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Accent Blue 2-Dr Hatchback | $214 | $376 | $328 | $20 | $98 | $1,036 | $86 |
| Accent GS 2-Dr Hatchback | $216 | $526 | $304 | $18 | $90 | $1,154 | $96 |
| Accent GLS 4-Dr Sedan | $106 | $278 | $376 | $22 | $112 | $894 | $75 |
| Accent SE 2-Dr Hatchback | $252 | $640 | $338 | $20 | $102 | $1,352 | $113 |
| Get Your Own Custom Quote Go | |||||||
Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Washington minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, claim-free, and safe-driver. Estimates do not factor in the specific area where the vehicle is garaged which can influence premiums substantially.
Deductible comparison
The information below demonstrates how deductible levels and can affect Hyundai Accent insurance rates for each age group. The price estimates are based on a single female driver, comprehensive and collision coverage, and no additional discounts are factored in.
Higher deductibles save money
One of the more difficult decisions when buying car insurance is where to set your physical damage deductibles. The premium rates below can help illustrate the differences in price between low and high insurance deductibles. The first data table uses a $100 physical damage deductible and the second rate table uses a $500 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Accent Blue 2-Dr Hatchback | $188 | $376 | $250 | $14 | $76 | $929 | $77 |
| Accent GS 2-Dr Hatchback | $222 | $458 | $250 | $14 | $76 | $1,045 | $87 |
| Accent GLS 4-Dr Sedan | $222 | $540 | $334 | $20 | $100 | $1,241 | $103 |
| Accent SE 2-Dr Hatchback | $254 | $622 | $250 | $14 | $76 | $1,241 | $103 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Accent Blue 2-Dr Hatchback | $138 | $254 | $250 | $14 | $76 | $732 | $61 |
| Accent GS 2-Dr Hatchback | $162 | $310 | $250 | $14 | $76 | $812 | $68 |
| Accent GLS 4-Dr Sedan | $162 | $364 | $334 | $20 | $100 | $980 | $82 |
| Accent SE 2-Dr Hatchback | $186 | $420 | $250 | $14 | $76 | $946 | $79 |
| Get Your Own Custom Quote Go | |||||||
Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Washington minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Price information does not factor in specific location information which can lower or raise prices greatly.
Based on these figures, using a $100 deductible will cost you approximately $20 more each month or $240 for a full year than requesting the higher $500 deductible. Because you would pay $400 more to file a claim with a $500 deductible as compared to a $100 deductible, if you have at least 20 months between claim filings, you would most likely save money going with the higher deductible.
Save a ton with discounts
Insurance can be prohibitively expensive, but there could be available discounts that can drop the cost substantially. Certain discounts will be triggered automatically when you purchase, but some need to be specifically requested before being credited.
- Theft Deterrent System – Vehicles that have factory alarm systems and tracking devices prevent vehicle theft and will save you 10% or more on Accent insurance in Seattle.
- Drivers Ed for Students – It’s a good idea to have your young drivers enroll and complete driver’s education as it will make them better drivers and lower rates.
- Seat Belts Save more than Lives – Drivers who always wear seat belts and also require passengers to buckle up before driving could cut 10% or more off the medical payments premium.
- Multiple Cars – Buying a policy with multiple cars or trucks on a single policy can get a discount on all vehicles.
- Service Members Pay Less – Being deployed with a military unit could mean lower prices.
As a footnote on discounts, some credits don’t apply to your bottom line cost. Some only apply to the price of certain insurance coverages like comp or med pay. Even though it appears it’s possible to get free car insurance, nobody gets a free ride.
To see a list of insurers who offer cheap Hyundai Accent insurance quotes in Seattle in Seattle, click this link.
Insurance agent or online?
Many drivers prefer to get advice from a local agent and that is recommended in a lot of cases One of the great benefits of comparing auto insurance online is that drivers can save money and get lower rates and also buy local. Buying from local insurance agencies is important especially in Seattle.
Upon completion of this short form, your information is instantly submitted to companies in Seattle who want to provide quotes and help you find cheaper coverage. It makes it easy because there is no need to find an agent due to the fact that quote results will go to your email. You can find lower rates and work with a local agent. If for some reason you want to get a price quote from a specific company, you would need to jump over to their website and complete a quote there.
Insurance agent types
When looking for a reputable insurance agent or broker, you must know there are a couple different agency structures and how they operate. Agents can either be exclusive agents or independent agents.
Independent Agencies or Brokers
Agents in the independent channel do not write with just one company so they can quote policies with many different companies and get you the best rates possible. If prices rise, your policy is moved internally which makes it simple for you.
If you are trying to find cheaper rates, you definitely need to get some free quotes from a few independent agents in order to compare the most rates. They also have the ability to place coverage with less well-known companies which may provide better rates.
Below is a partial list of independent insurance agencies in Seattle who may be able to give you comparison quotes.
- Sound Insurance Agency, Inc.
9627 Aurora Ave N – Seattle, WA 98103 – (206) 527-0888 – View Map - Adams Insurance
8613 35th Ave NE – Seattle, WA 98115 – (206) 523-8660 – View Map - Sav-On Insurance
9614 17th Ave SW – Seattle, WA 98106 – (206) 767-7444 – View Map
Exclusive Insurance Agents
Agents that choose to be exclusive generally can only insure with one company and examples are AAA, Allstate, State Farm, or Farmers Insurance. They usually cannot give you multiple price quotes so they have no alternatives for high prices. They are usually well trained on what they offer and that allows them to sell at a higher price point. Drivers often buy insurance from these agents mostly because of high brand loyalty rather than low price.
The following is a list of exclusive insurance agencies in Seattle that are able to give comparison quotes.
- Charles Cohen – State Farm Insurance Agent
9750 Greenwood Ave N #104 – Seattle, WA 98103 – (206) 784-5151 – View Map - Alex Bagdasarov – State Farm Insurance Agent
4719 University Way NE #202 – Seattle, WA 98105 – (206) 946-1986 – View Map - Mark Hafemeister – State Farm Insurance Agent
14322 Lake City Way NE – Seattle, WA 98125 – (206) 365-0600 – View Map
Finding the right insurance agency shouldn’t rely on just a cheap price. These are some questions your agent should answer.
- Is the agent and/or agency licensed to do business in Washington?
- Do they receive special compensation for putting your coverage with one company over another?
- What insurance companies do they recommend if they are an independent agent?
- Which family members are covered?
- Do the coverages you’re quoting properly cover your vehicle?
- Can they give you a list of client referrals?
- If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
- Do the companies they represent have a solid financial rating?
In Summary
You just read quite a bit of information on how to shop for Hyundai Accent insurance online. It’s most important to understand that the more quotes you get, the more likely it is that you will get a better rate. You may even be surprised to find that the lowest premium rates are with a company that doesn’t do a lot of advertising.
People leave their current company for many reasons like being labeled a high risk driver, unfair underwriting practices, an unsatisfactory settlement offer and poor customer service. Whatever your reason, finding a new auto insurance company is pretty simple and you could end up saving a buck or two.
Lower-priced Hyundai Accent insurance in Seattle can be purchased from both online companies and with local Seattle insurance agents, and you need to comparison shop both to get a complete price analysis. Some auto insurance companies do not provide the ability to get a quote online and many times these regional insurance providers provide coverage only through independent agents.
Even more information is located at these sites:
- Should I Purchase an Umbrella Liability Policy? (Insurance Information Institute)
- Who Has Affordable Seattle Car Insurance for High School Students? (FAQ)
- Who Has the Cheapest Seattle Car Insurance Quotes for Drivers with a Bad Driving Record? (FAQ)
- What Auto Insurance is Cheapest for Uber Drivers in Seattle? (FAQ)
- Your Car has been Stolen: Now What? (Allstate)
- Hybrid vehicles cost insurers more (Insurance Institute for Highway Safety)