Seattle drivers don’t have much choice when it comes to insuring their vehicles, as it’s required by state law. But luckily we do have a lot of choices when choosing a car insurance company.
Seattle auto insurance rates vary considerably depending on the neighborhood you live in, as prices can be as much as 50% less in certain areas. The Ballard and Kirkland areas tend to have the lowest prices, while Georgetown and Madrona tend to have higher rates.
No matter where you live in Seattle, you can help keep costs down by making a regular habit of shopping around. Statistics show that drivers who compare rates at least once a year pay an average of 47% less than drivers who never shop for cheaper rates.
Considering the average price for auto insurance coverage in the state of Washington is about $1,500, a 47% savings is approximately $700 a year that you could be spending on other things.
The table on the right showns the top 10 auto insurers in Seattle, but they only accounts for about 54% of written premiums. There are actually almost 200 companies who are admitted in Washington state to write car insurance policies, so drivers have a lot of choice when picking the cheapest car insurance in Seattle.
Our site can help Seattle residents find cheaper coverage and also learn about the coverages you are buying. When comparing rate quotes from different companies to find the best price, it’s important to compare identical coverages so you have an accurate rate comparison. If you use different limits or deductibles on your quotes, it will be difficult to determine which insurer has the lowest price for coverage.
| Top 10 Auto Insurance Companies in Seattle, WA by Written Volume |
|---|
| State Farm |
| Farmers Insurance |
| Allstate |
| Pemco Mutual |
| First National Insurance |
| Progressive |
| American Family |
| GEICO |
| Safeco |
| USAA |
Auto Insurance Quotes in Seattle
The vehicles shown below are some of the more popular cars and trucks sold in Seattle, so it goes without saying that many drivers are looking for cheaper coverage for these models. Click on any model to view detailed information about how you can save on insurance. Many more models can be found by clicking on the button below the list.
Auto Insurance in Seattle Suburbs
The Seattle metro area is home to over 3.7 million people, making it the 15th largest metro area in the U.S. The city of Seattle only has about 670,000 residents, so the surrounding cities contribute a large majority to the metro population. With an average of 635 people per square mile, that’s a lot of vehicles that cause a lot of accidents. Finding good auto insurance in Seattle is important to protect your car, your occupants, and your financial stability.
The cities below include Seattle and the major suburbs which make up most of the metro area. Read about how you can cut your insurance rates in each city and also find a local insurance agent if you prefer to have professional advice when buying your policy.